The Lifelock System

Identity theft is one of the fastest growing crimes in the nation. LifeLock, the leader in identity theft protection, works pro actively to help protect your identity – even if your information falls into the wrong hands. If you become a victim of identity theft while a member of LifeLock due to a failure in their service, they will spend up to $1 million to cover the cost for lawyers, investigators, case manager, but not any direct losses as a result of the theft.

The advanced LifeLock Identity AlertTM system provides you broader identity coverage, greater control, and early notification of both credit and non-credit related identity threats. This robust system alerts you by email, postal mail, and/or phone anytime LifeLock detects your personal information being used to apply for many forms of credit cards, wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans, and non-credit related payday loans. If the application is fraudulent, the remediation team will take action to help protect your good name.

LifeLock requests a copy of your free annual credit report from the three major credit-reporting agencies so you can review them for discrepancies. LifeLock also helps reduce junk mail and removes you from the pre-approved credit offer lists. LifeLock also provides online access to a member portal and direct anytime access to Member Service Representatives.

Highlights

  • LifeLock Identity AlertTM System – provides early notification by email, postal mail, and/or phone whenever they detect your personal information being used to apply for many forms of credit or services.
  • WalletLockTM helps cancel and replace the contents of a lost or stolen wallet.
  • eReconTM patrols the web and notifies you of illegal selling or trading of your information.
  • TrueAddressTM notifies you when a change of address is requested in your name.
  • Free annual credit reports from the three major credit-reporting agencies.
  • Fewer pre-approved credit card solicitations.
  • 24-hour customer service.
  • $1 million total service guarantee – as a LifeLock member, if you become a victim of identity theft because of a failure in their service, they will help you fix it at their expense, up to $1,000,000 (Restrictions apply. See lifelock.com for details).